Cash & budgets · Save on your device
Multiple-business cash snapshot
See every account together while keeping each business’s commitments separate.
Optional local saving. Figures are not uploaded or synced. Anyone using this browser profile can load them; clearing browser data removes them.
Use the same horizon for every business. Enter available bank balances—not credit limits, intercompany receivables or pending deposits. Every account should appear once.
Total bank cash across your businesses
$38,5001 business needs additional cash to cover entered commitments and cushions.
- Commitments + protected cushions
- $37,000
- Positive headroom, by entity
- $7,000
- Shortfalls, kept separate
- $5,500
Positive headroom is not freely transferable or automatically available for distributions. A surplus in one LLC does not erase another LLC’s shortfall.
Bank accounts
Commitments & reserves
Use separate, non-overlapping amounts. Include pending checks in upcoming payments only if they are not already deducted from the entered available balance.
Bank accounts
Commitments & reserves
Use separate, non-overlapping amounts. Include pending checks in upcoming payments only if they are not already deducted from the entered available balance.
Keeping the bigger picture accurate
This is a cash snapshot, not consolidated financial statements. Current cash appears once per account. Do not add intercompany amounts due as if they were cash, and do not treat transfers between included accounts as new income. Pending transfers may need reconciliation to avoid temporarily counting the same money twice.
Each entity’s headroom is its bank cash less its own commitments, reserves and cushion. Negative amounts stay visible as shortfalls; they are not netted against other businesses’ surpluses. Transfer restrictions, ownership percentages, tax basis and distribution rules require separate review. Save again after changes if you want to keep this browser-local draft.